

All Britain in Bloom groups are eligible for insurance through the RHS. Insurance cover is provided by NFU Mutual via our broker, Aon.
There are two types of cover available:
Employers’ & Public Liability and Sheds, Equipment, Cups & Trophies – with varying levels of cover for each.
Employers’ & Public Liability (Indemnity limit £2m): £67
Employers’ & Public Liability (Indemnity limit £5m): £79
(Both policies have a £10m indemnity limit for Employers’ Liability)
Sheds, Equipment, Cups and Trophies (Indemnity limit £5k): £83
Sheds, Equipment, Cups and Trophies (Indemnity limit £10k): £124
Sheds, Equipment, Cups and Trophies (Indemnity limit £15k): £145
Sheds, Equipment, Cups and Trophies (Indemnity limit £20K): £160
Policies run for 12 months from 1 September each year and there are no pro-rata premiums. Cover can be purchased at any time throughout but the full premium will be incurred.
NFU Mutual Employers' and Public Liability application
NFU Mutual Sheds, Equipment, Cups and Trophies application
Key facts - Employers' and Public Liability
Key facts - Sheds, Equipment, Cups and Trophies
The premiums shown on the NFU Mutual application forms exclude a small administration fee. Full premiums are listed above and on the RHS application form.
Please ensure to sign and date BOTH sides of the NFU Mutual application forms.
All completed paperwork and premiums should be returned to the RHS at the address shown on the RHS application form.
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